Secondary Insurance Policy

Secondary Policy Requirements

The William & Mary Athletics Department carries an excess accident, or secondary, insurance plan through A-G Administrators, Inc. for the treatment and care of athletic injury. A copy of this policy is on file in the University's Office of Risk Management and Insurance. This policy applies only to medical bills that satisfy the following requirements:

The injury is reported to the Sports Medicine staff within 24 hours of occurring; and
When services are rendered for the treatment of an injury incurred during official supervised Athletic Dept practices and competitions; and
When prior approval of that referral was granted through the athletic training staff (second opinions sought on your own will NOT be covered); and
When care has been coordinated through the athletic training staff; and
When services are rendered by a participant in the William & Mary Sports Medicine Network of Physicians; and
When your insurance company has responded to and resolved all claims, i.e. where you insurance coverage has been exhausted for this particular injury.

Expiration of Benefits

You have 52 weeks from the Date of Injury to file and resolve all claims with the secondary insurance company. After that date, the secondary policy may deny claims leaving you financially responsible for payment.

Secondary Policy Deductible

This policy currently carries a $0 deductible per injury that must be met by either your primary insurance policy and/or out-of-pocket payment.

Secondary Policy Contact Information

All itemized bills, Explanation of Benefits (EOBs), and claims can be directed to AG Administrators, Inc., the secondary policy used by the William & Mary Athletics Department. They can be reached at:

AG Administrators, Inc.
P.O. Box 21023
Eagan, MN 55121
Office: 610-933-0800
Fax: 610-933-4122

Any additional questions should be directed to William & Mary's Athletic Insurance Coordinator, Melanie Eley at [[mneley]] or 757-221-4845.